Simplifying Complex Financial Workflows
International remittance platforms involve complex financial and compliance-sensitive workflows. Customers need clear information about exchange rates, fees, recipient amounts and transaction status. At the same time, the platform must securely manage customer information, identity verification and role-based access.
The main challenge was transforming a complex remittance process into a simple, transparent and trustworthy customer journey while supporting multilingual users across desktop and mobile devices.
A Secure, Scalable Platform
Coder Scotch developed a responsive international remittance platform centred around transparency, usability, security and scalability. We integrated with the **Wise API** to retrieve exchange-rate information and **Sumsub KYC API** for secure identity verification.
Dedicated customer and agent portals were created to support different users, permissions and operational workflows, structured to accommodate additional currencies and payment gateways as the business expands.
Key Features
Currency Calculator
Interactive transfer calculator displaying the sending amount, exchange rate, transfer fee, and estimated recipient amount before starting a transaction.
Wise API Integration
Integrated Wise API to retrieve real-time exchange-rate data for supported currency pairs, replacing manual conversion values with reliable rates.
Sumsub KYC API
Secure customer identity verification and compliance-related onboarding via Sumsub, managing approved, pending, and rejected outcomes effectively.
Customer & Agent Portals
Dedicated dashboard for customers to track activities, alongside a role-specific Agent Portal for customer onboarding, transfer creation, and status monitoring.
Development Approach & UI/UX
Our UI/UX approach focused on presenting complex information in a simple, structured and reassuring way. The interface uses clear calls to action, step-by-step forms, visible exchange-rate information, transparent fee breakdowns, and clear transaction statuses.
Structured Workflow
We began by mapping the complete remittance lifecycle—from registration and authentication to identity verification, exchange-rate calculation, transfer creation, and transaction tracking. This helped define the system architecture and integration requirements.
Security & Compliance
Security was a key consideration throughout the development process because the platform manages personal, identity and financial information. The solution includes secure customer authentication, role-based access control, protected customer data, server-side validation, and secure third-party API communication.
The Results
Coder Scotch delivered a complete digital foundation for ModRemit’s international money-transfer operations. The final platform provides a transparent currency-conversion experience, Wise API-powered exchange-rate information, Sumsub-powered KYC, secure authentication, and a responsive experience across all devices.
ModRemit can now offer customers a clearer and more convenient international money-transfer journey while maintaining the flexibility required for future business growth.
We designed and developed the complete ModRemit platform, including the customer portal, agent portal, backend workflows and third-party financial technology integrations.